Since 2008 the economy has been in a mere recession during this time many people have fallen behind on bills and have lost their jobs. In order to help alleviate the pressure of not being able to pay for bills or keep up on your overpriced mortgage, it is important to consider eliminating bad spending habits. An example of a bad spending habit would be smoking or buying overpriced merchandise, so these are the first habits you need to cut out to begin saving. If you are in the market for cell phones or full beds, then you should consider pricing items out and finding the best deals. This is a buyers market and it is only fair if you are able to be apart of it, so begin saving one by doing your shopping online.