I personally went through a structured settlement sale so I decided to share with you some tips on how to make the most out of it. Remember that the companies willing to buy your settlement are also in it for the money, not to do you personal favors. So you should negotiate the terms and definitely not accept the very first offer you stumble upon. Consequently, the amount that they give you will be substantially less than the face value of the structured settlement. Depending upon the term of structured settlements and the company making the offer, you may lose 50% of the total amount to be paid to you over the long run. To get the most out of your deal, hire an attorney to represent you and make sure he is not related to the buyer. Talk to as many certified structured settlement consultants as you can find and let them know that you are checking many deals.