It takes time and patients to find the right health care company at the right rates, however, after some research you will be able to narrow down the plans that are right for you. Although the rate and plans that an insurance company offers is important to your decision, there are other things that you should consider as well. Take the Pacificare Health Insurance Company for example, they not only offer health care but they offer long and short term insurance, dental insurance, vision insurance, and on their website they also offer a weight loss program and healthy living credits. It is extras like these that can make or break a company.