Many people are so annoyed with the high premiums that they feel forced to pay for health insurance, that they consider affordable individual medical health insurance to be a myth on par with Bigfoot or the Loch Ness Monster. However, depending upon where you look, affordable individual medical health insurance can be found. The best place to find affordable premiums is by getting health insurance coverage from your place of employment. Typically, this is the most affordable option. If that is not possible, you can at least search as many companies as possible (online being the quickest way to do so) to get the best rate.